What to do in the event of damage
Business Lease provides motor third-party insurance (the so-called “compulsory insurance”) and the “Green Card”, if applicable. Each car is provided with these documents. The applicable limits for insurance settlement for damage to health and assets and lost profit are listed in the Car Leasing Contract. The insurance is valid for the countries listed on the Green Card. Any travel outside these countries must be approved by Business Lease in writing. Procedures for dealing with an insurance event under compulsory insurance Business Lease provides accident motor insurance against such risks as accidents, natural disaster, vandalism, and theft (does not apply to transported luggage or goods), providing this service is defined by the General Contract. The extent of co-insurance and insured risks stipulated for the relevant car by the General Contract are specified in the Car Leasing Contract. The insurance is valid throughout Europe, except for those states where the third-party insurance Green Card does not apply. Travelling to countries that are not covered by the accident motor insurance is subject to a written approval by Business Lease. Business Lease provides accident insurance for people transported by the car (the so-called “insurance of seats”), providing this service is defined by the General Contract. The insurance limits defined by the General Contract (the insured amount and the number of insured seats) are specified in the Car Leasing Contract. The extent of this accident insurance is determined by the general insurance and other conditions applicable to the accident insurance provided by a contractual insurance company, and these conditions can be provided individually upon request together with relevant forms for reporting an insurance event. This insurance is valid throughout Europe. Procedures for dealing with an insurance event under accident insurance Definition of a insurance event (applicable to accident insurance)
Any damage to the car, regardless of its extent, is considered an insurance event because it results in the car owner (Business Lease) incurring damage.